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Articles published by Center for Long-Term Care Reform 
president Stephen A. Moses

"The CLASS Act and the Future of Long-Term Care Financing" - "2011 Living to 100 Monograph" - originally prepared for the Society of Actuaries January 2011 "Living to 100 Symposium" - Read the abstract here and the full paper here.

"CLASS Act vs. LTC insurance: What's best for LTC providers?," Long Term Living magazine, July 2010 -- Link to related "LTC Bullet"

"CLASS caveats," McKnight's, April 6, 2010 -- Link to related "LTC Bullet"

"CLASS Dismissed," Broker World, February 2010 -- Link to related "LTC Bullet"

"Reflections on Long Term Care Planning," Broker World, December 17, 2009

"Problems with the CLASS Act", McKnight's, October 23, 2009

"R.I. Medicaid has sprung a leak" The Providence Journal, September 17, 2009

"LTCI Turmoil" Broker World magazine, June 2009

"Healthcare reform unlikely to include long-term care" McKnight's Long-Term Care News, March 11, 2009

"Stephen A. Moses, "Letter to the editor: What is really needed to unleash the long term care market," LTC E-Wire, Vol. 8, No. 6, March 2009, http://www.lifeandhealthinsurancenews.com/Exclusives/2009/03/Pages/Letter-What-is-really-needed-to-unleash-the-long-term-care-market.aspx.

"Hillary Clinton on LTC," Health Insurance Underwriter, February 7, 2007.  PDF version.

"What's Really Happening to LTC?," Health Insurance Underwriter, Vol. 55, No. 7, July 2007, pps. 48-52; http://hiu.nahu.org/article.asp?article=1624.

"The Brave New World of Long-Term Care," Notre Dame Journal of Law, Ethics & Public Policy  http://www.centerltc.com/pubs/Articles/Brave_New_World_of_LTC.pdf 

"Long-Term Care . . . on the House," Health Care News, Vol. 8, No. 5, June 2007, p. 15; http://www.heartland.org/Article.cfm?artId=21166PDF Version

"States Can Fix Long-Term Care Problems," Health Care News, Vol. 8, No. 4, April 2007, p. 15; http://www.heartland.org/Article.cfm?artId=20757PDF Version

"Long-Term Care Conferences Upbeat," Health Care News, Vol. 8, No. 2, February 2007, p. 8; http://www.heartland.org/Article.cfm?artId=20494PDF Version

"Bias in Long-Term Care Favors Nursing Homes, Government," Health Care News, Vol. 8, No. 2, February 2007, p. 8; http://www.heartland.org/Article.cfm?artId=20493PDF Version

"False Spring in Long-Term Care Winter" Health Care News, January 1, 2007.  Link to related LTC Bullet: http://www.centerltc.com/bullets/archives2007/668.htm 

"The Future of Long-Term Care and Medicaid" ALEC Policy Forum, Vol. 8, No. 3, Fall 2006, pps. 45-47

"Long-Term Care DRAma in Congress," Health Care News, September 1, 2006.  Link to: http://www.heartland.org/Article.cfm?artId=19601

"Medicaid Commission Overlooks Private Financing Options," Health Care News, August 1, 2006.  Link to: http://www.heartland.org/Article.cfm?artId=19451 

"Analysis: Congress Strengthens Long-Term Care" Health Care News, March 1, 2006.  Link to: http://www.heartland.org/Article.cfm?artId=18583 

"Welfare for the Well-to-do," The Wall Street Journal, December 17, 2005.  Link to: http://online.wsj.com/article/SB113477649883625141.html

"Long-Term Care:  Who Should Pay?," Health Insurance Underwriter, December 2005.  Link to:  http://nahu.timberlakepublishing.com/article.asp?article=1281

"Kaigo-Jigoku (LTC Hell) and What Japan's Doing About It:  Valuable Lessons for the U.S. and Vice Versa"

"Long-Term Care’s Lone Realist Rides Again: Interview with Stephen A. Moses, President, the Center for Long-Term Care Financing," Nursing Home magazine, March 2005

"So What if the Government Pays for Most Long-Term Care" [2003 Update] Health Insurance Underwriter, March 2005.  Link to:  http://nahu.timberlakepublishing.com/article.asp?article=1117

"The Unnecessary Tragedy of Long-Term Care: A Four-Part Series for Medical Doctors"

"The Sirens' Call, The Primrose Path, and Assisted Living," Assisted Living, April 2004

"On the Lack of True Marketing of Long-Term Care Insurance" Health Insurance Underwriter, December 2003. Link to:  http://nahu.timberlakepublishing.com/article.asp?article=805 

"So What if Government Pays for Most Long-Term Care?" [2002 Update] ProducersWeb.com, July 2003 Link to: http://www.producersweb.com/home/index.php?pageID=contentFocus&adcID=eadc991bd8fe74f28c20dda07c83e733

"Long Term Care Lemmings," Broker World, May 2003

"Expert Opinion:  Stephen Moses, President, Center for Long-Term Care Financing," SNALFNews.com, posted March 10, 2003: extended interview (8 pages) with Steve Moses. Link to: http://www.snalfnews.com/ExpertOpinion.cfm?id=1059

"Long-Term Care Crisis Builds," Health Care News, Vol. 3, No. 3, March 2003.
Link to: http://heartland.org/Article.cfm?artId=11623

"People and Opinions:  LTC Funding in the Crosshairs," McKnight's Long-Term Care News, Vol. 24, No. 2, February 10, 2003; interview with Stephen Moses.

"Opinion:  The Elephant, The Blind Men and LTC" National Underwriter LTC E-Wire, Vol. 2, No. 3, February 2003, http://www.nationalunderwriter.com/LTC/articles/2003_02_elephant.asp.

"Denial is Not a River in Egypt:  A Perspective on Public Funding of
Long-Term Care,"
Health Insurance Underwriter, Vol. 50, No. 11, December
2002, pps. 36-40.

"The Inherent Individualism of Insurance," Navigator, Vol. 5, Nos. 10-11, November/December 2002, published in January 2003,  http://www.atlassociety.org/individualism-insurance

"Mandatory Long-Term Care Insurance in Germany; An Enlightening Perspective," Health Insurance Underwriter, November 2002, pps. 30-33.

"The Triathlon vs. The Triumvirate:  Why Can't We fix Long-Term Care?," Health Insurance Underwriter, September 2002, pps. 39-44.

"LTC Workforce Blues:  What you don’t know might hurt you," Health Insurance Underwriter, June 2002, pps. 46-50.

"The LTC Wake-Up Call," Advisor Today, May 2002, URL is http://www.advisortoday.com/archives/article.cfm?articleID=120.

"As I See It:  Self-Funded Consumer Accounts May Provide Answer to Affordability," Assisted Living Today, Vol. 9, No. 2, March 2002, pps. 11-12.

“LTC Financing-A Wake-Up Call,” SNALFNews.com, February 4, 2002; long interview with SM published on this provider specialty web site with picture. CLTCF published an LTC Bullet the same day announcing where to find the interview on the web.

"Long-Term Care Due Diligence for Professional Financial Advisers," Journal of Financial Planning, September 2001.   Link to:  Journal of Financial Planning PDF version.

"Researcher: Medicaid Stifles LTC Ins. Purchases," National Underwriter, 1996.  Republished by LifeHealthPRO here.  Permanent link with 2012 comment by author here.

"Planning for Long-Term Care Without Public Assistance," Journal of Accountancy, Vol. 175, No. 2, February 1993, pps. 40-44. According to a 6/24/93 letter from the editor of the Journal of Accountancy, this article" received extremely high praise" from JOA's Board of Editorial Advisers--50 CPA's who evaluate all articles published in the Journal. Read the original manuscript of the article at http://www.centerltc.com/pubs/Articles/planning_for_ltc.htm




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